Howard J. Elias

Howard J. Elias joined The Guardian Life Insurance Company of America (Guardian) as a Financial Representative in 1984. He quickly earned the respect of his peers both in the field and in the company’s home office, as he mastered skills in Advanced Underwriting and Agency Management.

In 2001, in recognition of his many achievements, Guardian appointed him as General Agent of one of the company’s flagship, New York City agencies. He immediately reorganized it as the Wealth Advisory Group LLC, where he serves as Chairman and CEO.

In 2010 Howard was elected as Secretary to the Executive Board of Directors of GAMA International, the only organization of its kind dedicated to supporting the professional development of field leaders in the insurance and financial services industry. GAMA International honored him in 2009 with its International Management Award at the Diamond Level.

Howard has lectured widely and given courses to both company and industry groups. He has been invited to conduct seminars for major banks, trade associations and charities. His areas of expertise include Advanced Agency Management, Business Succession, Insurance, Estate and Charitable Planning.

Professional Affiliations:
· American Association of Life Underwriters (AALU)
· GAMA International Executive Board Director (Secretary 2010)
· GAMA International Resource Network Committee Chair
· GAMA, NYC President, 1999 – 2003
· International Association of Registered Financial Consultants (IARFC)
· Life Underwriters Training Council (LUTC) Moderator
· National Association of Insurance & Financial Advisors (NAIFA)

· Life, Accident & Health
· Series 6, Series 7, Series 24, Series 63, Series 65

Howard holds a B.A. in Economics from the University of Massachusetts at Amherst. Howard lives in Manhattan and Fire Island with his wife and two children.





About This Speaker

Howard J. Elias

Guardian Life Insurance Company of
New York, NY


 Business Strategy & Growth

 Frontline Leader Development

 Recruiting & Selection

 Supervision & Accountability


GAMA International Secretary
Guardian Leaders Club – 20 qualifications
Guardian Presidential Citation Award – 6 qualifications
Guardian Quality Award – 2008 and 2009
Guardian Platinum Agency Status – 2002
Guardian New Agency of the Year – 2000
GAMA Master Agency Award – 2001 to 2007
GAMA International Management Award – 2000 to 2009
GAMA Career Development Award – 1996, 1997, 1998
NAIFA 100% Agency Membership Award – 2001 to 2008



Return to Speaker List